PRIVACY POLICY

Effective Date: September 1, 2026

McCloskey Advisor Group respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit McCloskeyAdvisorGroup.com, request an insurance quote, complete a form, or otherwise communicate with us.

INFORMATION WE MAY COLLECT

We may collect information that you voluntarily provide, including:

• Your name, address, email address, and telephone number

• Date of birth and driver information

• Vehicle, property, household, or business information

• Current and previous insurance information

• Claims, loss, and coverage information

• Information needed to obtain quotes, issue policies, or service your insurance

• Messages, documents, and other information you send to us

Please do not submit Social Security numbers, payment-card information, medical information, or other highly sensitive information through a standard website form or email unless we specifically request it through an approved secure method.

We may also automatically collect limited technical information, including your IP address, browser type, device type, pages visited, referral source, and general website activity. This information may be collected through cookies, Squarespace, Google Analytics, and similar technologies.

HOW WE USE INFORMATION

We may use your information to:

• Respond to questions and insurance quote requests

• Obtain insurance rates and coverage options

• Submit information to insurance companies and underwriting partners

• Issue, maintain, review, or service insurance policies

• Process requested policy changes or provide customer service

• Communicate with you by telephone, email, or text message

• Improve our website, services, and customer experience

• Prevent fraud and protect our business and customers

• Comply with legal, regulatory, licensing, and recordkeeping requirements

HOW WE MAY SHARE INFORMATION

We may share information when reasonably necessary to provide insurance products or services, including with:

• Insurance companies and underwriting departments

• Managing general agencies, wholesalers, and insurance brokers

• Premium-finance companies and insurance-service providers

• Consumer reporting agencies when permitted by law and necessary for underwriting

• Website-hosting, email, analytics, customer-management, and electronic-signature providers

• Government agencies, regulators, courts, or law enforcement when legally required

We do not sell personal information for monetary consideration. We only disclose information as reasonably necessary to provide requested services, operate our business, protect legal rights, or comply with applicable law.

COOKIES AND ANALYTICS

Our website may use cookies and analytics technologies to understand website traffic and improve performance. You may restrict cookies through your browser settings. Disabling cookies may affect certain website features.

COMMUNICATIONS

By providing your contact information, you authorize McCloskey Advisor Group to contact you regarding your request. Communications may include telephone calls, emails, or text messages.

Message and data rates may apply to text messages. You may request that we stop sending nonessential marketing communications at any time. Communications concerning an active quote, policy, payment, claim, or service matter may still be sent when necessary.

DATA SECURITY

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no internet transmission or electronic-storage system can be guaranteed to be completely secure.

DATA RETENTION

We retain information only as long as reasonably necessary to provide services, maintain business records, comply with insurance and legal requirements, resolve disputes, and enforce agreements.

YOUR PRIVACY CHOICES

Depending on applicable law, you may have the right to:

• Request access to personal information maintained about you

• Request correction of inaccurate information

• Request deletion of certain information

• Request a portable copy of certain information

• Opt out of certain uses or disclosures when applicable

Some information may be retained or excluded from a request when required or permitted by insurance, tax, fraud-prevention, recordkeeping, or other laws.

To submit a privacy request, email [Joe@McCloskeyAdvisorGroup.com](mailto:Joe@McCloskeyAdvisorGroup.com). We may need to verify your identity before completing the request.

CHILDREN’S PRIVACY

This website is not directed toward children under 13, and we do not knowingly collect personal information directly from children under 13 through this website.

THIRD-PARTY WEBSITES

Our website may contain links to insurance companies or other third-party websites. We are not responsible for the content, security, or privacy practices of websites we do not control.

POLICY UPDATES

We may update this Privacy Policy periodically. The updated version will be posted on this page with a revised effective date.

CONTACT US

Questions about this Privacy Policy may be directed to:

McCloskey Advisor Group

5329 Montebello Lane

Colorado Springs, CO 80918

Phone: 719-247-1554

Email: [Joe@McCloskeyAdvisorGroup.com](mailto:Joe@McCloskeyAdvisorGroup.com)