Hi, I’m Joe McCloskey.

MEET YOUR LOCAL INSURANCE AGENT

I help Colorado families and business owners compare insurance options, understand their coverage, and make confident decisions.

A CAREER BUILT AROUND HELPING PEOPLE

I began my insurance career with Farmers Insurance in 2011 and became an independent insurance agent in 2018.

Becoming independent allowed me to offer clients more insurance choices and provide personalized guidance based on their lives, businesses, budgets, and goals. 

I believe insurance should be explained clearly. My job is to help you understand your options and select coverage that fits your individual situation.

INSURANCE SINCE 2011

More than a decade of experience helping insurance clients throughout Colorado.


INDEPENDENT SINCE 2018

Independent guidance with access to multiple insurance companies.


PERSONAL & BUSINESS COVERAGE

 Insurance options for the people, property, vehicles, and businesses that matter to you.

WHY I CHOSE TO BECOME INDEPENDENT

I wanted to do more for my clients. As an independent agent, I am not limited to the products offered by one insurance company. I can compare options and recommend what is right for you, not one company’s agenda.

Compare multiple insurance companies

Explain coverage in plain language

Recommend options based on your needs

Help you balance coverage and cost

Colorado Is Home

I am proud to live and work in Colorado. When I am not helping clients, I enjoy spending time with my wife and our daughters and everything our state has to offer—from the mountains and outdoors to its strong sense of community.

Serving people in my Colorado community is not simply what I do for a living. It is something I genuinely care about.

WHAT YOU CAN EXPECT FROM ME

I LISTEN

I take time to understand your goals, concerns, budget, and what matters most to you.


I COMPARE

I shop multiple insurance companies to find options that fit your individual situation.


I EXPLAIN

I explain your coverage in plain language so you can make informed decisions.


I STAY AVAILABLE

I remain available to help with policy changes, coverage questions, certificates, and claims support.