COMMERCIAL AUTO INSURANCE FOR COLORADO BUSINESSES

Keep your business moving with coverage for your vehicles, drivers, and operations. Compare multiple insurance companies.

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EXISTING CLIENT SERVICE

Independent Agency

Multiple Insurance Companies

Personal Local Service

Insurance Experience Since 2011

COVERAGE BUILT AROUND YOUR BUSINESS VEHICLES

Every business uses vehicles differently. We help you compare coverage that fits your vehicles, drivers, operations, and budget

COMMERCIAL AUTO LIABILITY

Helps pay for bodily injury or property damage when you or an insured driver is legally responsible for an accident involving a covered business vehicle.

COLLISION COVERAGE

Helps pay to repair or replace a covered business vehicle after a collision, subject to your deductible.

COMPREHENSIVE COVERAGE

Helps protect covered business vehicles against non-collision losses such as theft, vandalism, hail, fire, falling objects, and animal damage.

UNINSURED/UNDERINSURED MOTORIST

Helps cover eligible injuries when an insured driver is involved in an accident with someone who has insufficient insurance or no insurance.

MEDICAL PAYMENTS

Helps pay eligible medical expenses for you and your passengers after an accident, regardless of who caused it, up to the selected limit.

HIRED & NON-OWNED AUTO

Provides liability protection for certain vehicles your business rents, hires, or uses but does not own, including employee-owned vehicles used for business..

More Options.
Personal Guidance.

As an independent insurance agency, McCloskey Advisor Group can compare coverage from multiple insurance companies instead of offering products from only one company. We look beyond the price to help you understand the coverage, limits, deductibles, and options included with each quote.

✓‍ ‍Quotes from multiple insurance companies

✓ Coverage explained in plain language

✓ Options based on your vehicles, drivers, and operations

✓ Continued assistance as your business changes

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ADDITIONAL PROTECTION FOR COMMERCIAL VEHICLES

MOTOR TRUCK CARGO

Helps protect covered property or goods your business transports for others while in transit.

RENTAL REIMBURSEMENT

Helps pay eligible costs for a temporary replacement vehicle when a covered vehicle is unavailable after a covered loss.

TOWING & ROADSIDE ASSISTANCE

Provides assistance with covered towing, jump-starts, flat tires, lockouts, and other roadside emergencies.

AUTO LOAN/LEASE GAP

May help cover the difference between what you owe and the vehicle’s actual cash value following a covered total loss.

COMMERCIAL AUTO INSURANCE FAQs

  • Commercial auto policies may cover cars, pickups, cargo vans, service vehicles, box trucks, trailers, and other vehicles used for business. Eligibility depends on the vehicle and how it is used.

  • Businesses that own, lease, rent, or regularly use vehicles for business operations may need commercial auto insurance. Colorado requires registered vehicles to maintain insurance that meets state requirements.

  •  Personal auto policies may exclude or limit certain business activities. A commercial auto policy may be necessary when a vehicle is primarily used for work.

  • Employees can generally be listed as authorized drivers, subject to the insurance company’s eligibility and underwriting requirements. All regular drivers should be disclosed.

  • It provides liability protection for certain rented, hired, or employee-owned vehicles used for business purposes when your company does not own the vehicle.

  • The cost depends on your vehicles, drivers, business use, operating radius, coverage limits, deductibles, garaging location, and claims history.

  • Vehicles can generally be added or removed as your business changes. Contact us promptly whenever you purchase, sell, or replace a business vehicle.

  • We generally need vehicle information, VINs, driver names and license numbers, garaging locations, business use, operating radius, coverage selections, and prior insurance details.